We offer fee-only financial planning, investment management, and investment evaluation.
Financial Planning comprises six areas: the financial planning process, risk management, investments, taxation, pensions, and estate planning. You can choose all six areas or just the ones that you want. This is based on an hourly rate.
Investment Management involves having your portfolio researched and monitored on a continual basis. Recommendations are made as markets and objectives change. The fee is based on the size of the portfolio. Investments include: stocks, bonds, annuities, mutual funds, money market funds, and REITs.
Investment Evaluation involves putting together a portfolio or evaluating an existing portfolio so that it matches your objectives, risk tolerance, and time horizons. In this case the portfolio is not managed. We recommend quarterly evaluations to keep up with changes. The fee is on a per evaluation basis and varies with the size of the portfolio. The evaluation is a lower cost alternative to investment management.
